I grew up smack dab in the middle of this slice of heaven in a Pismo Beach home that was as beautiful as the thousands of incredible ocean sunsets I watched from it’s lofty redwood veranda. To this day, I feel so blessed for all my experiences here! Along this coast there are literally miles of uncrowded sand dunes, cliffs, coves, and long wide sandy beaches silent but the sound of waves! Acres of plush green rolling hills, populated with more wild oak trees than people, overlooking the blue Pacific. The area also boasts a burgeoning wine industry of international notoriety. Part semi-rural ranch land, part small funky beach town – the California Central Coast is the perfect getaway from the big city crowds and attitudes of L.A. and Frisco.

There are so many incredible Central Coast California Real Estate locations to choose from you’ll need to set aside some quality time to do a little homework. That’s where this website is going to come in handy. My favorite places in the area to look for California homes for sale are Monterey, San Luis Obispo, Paso Robles, Santa Barbara, Pismo Beach, Morro Bay, Carmel, Santa Cruz, and Cambria. There are many more options! It all depends on what you want. If you’re interested in buying, selling (or even renting) any kind of real estate on the Central Coast of California whether the property is vacant land, beachfront property, beach homes, beach condos, or anything to do with real estate – including California home loans – please look around the site here and I’ll help point you in the right direction.

The internet is where 80% of all home searches begin! Online are hundreds of home listings, neighborhood aerial views, latest selling prices, video tours, and photos of homes from every angle – inside and out. Real estate brokers, agents, and even some FSBO (homes for sale by owner) maintain informative user-friendly websites that make the internet not only a great tool for finding Central Coast of California real estate, but also for finding qualified California real estate agents (if you don’t already have a referral from family or friends). By following the suggestions listed here, when you do contact an agent your home ownership will be only a few steps away!

When scheduling a day of home walk-throughs be well rested and lay off the junk food so your memory and judgment will be at its best. Take digital photos, starting each series with a view of the house number for cataloging. Write down notes of special features that are important to you, including the home’s surroundings and location. Immediately rate each home from 1 to 10. After a few days of this, sleep on it, and then choose a couple of your top rated picks to go back and look at anew. At this point, you’ll be surprised how well the right home for you is going to stand out!

For starters, don’t think of your home as a financial investment, but rather a lifestyle investment. Think about what you want to accomplish most in life and how your home will fit in that picture for, at least, the next five or ten years. Being sure of what you value most in life will guide you in picking your perfect home. If the laid-back country and beach lifestyle of the Central Coast speaks to your heart, as it does to mine, you’re going to love the real estate in Central Coast California!

Of course, you’ll need to be sure you’re financially ready to own a home and figure out how much mortgage you can afford. You need to know your credit rating and make a working budget of all your income and obligations. For most loans, your total monthly debt should not exceed about 37% of your gross monthly income, and your monthly housing costs (including taxes and insurance) should not exceed about 28%. You’ll be at a great advantage if you can get pre-approved for a home loan. Consider using budgeting software, doing plenty of online research, and talking to a financial planner or housing counselor, as well as experienced family and friends.

To me, real estate has always been about a lot more than just real estate, and much more than just home values and property investments. If you think about it, real estate, at it’s core, is really about people and relationships; about personal values and lifestyle investments. I believe if more people could commit to this simple truth of the heart not only would we be more fulfilled in our real estate transactions, but we’d probably be more fulfilled in many other areas of our lives, as well! Not to mention, we would also be more prepared to avoid big mistakes like the ones that happened in the recent home loan industry meltdown and other potential real estate pitfalls.

Some say what we value most in life is where in our hearts we want to spend most of our time, talents and treasure. I say where we do spend most of our time, talents, and treasure is what we value most in life. Do you understand the distinction in what I just said? What do you value most in life and where do you spend most of your time, talents, and treasure?

Here at Central Coast California Real Estate we hope to inspire you to keep in touch with what matters most in your heart, and we’ll continue…”Keeping You In Touch With Realty!”